When buying a new vehicle, you must finance it through the dealer.

When purchasing a new vehicle, it is not mandatory to finance it through the dealer. Buyers have the flexibility to secure financing through various sources, such as banks, credit unions, or online lenders. This option allows consumers to shop around for better interest rates or loan terms that might be more favorable than those offered by the dealership itself.

By financing through external lenders, buyers can also negotiate the price of the vehicle without feeling pressured by dealer financing options. This independence can lead to more informed financial decisions, ultimately benefiting the consumer in the long run. Hence, stating that it is false to say you must finance through the dealer correctly captures this essential aspect of vehicle purchasing.