True or False: The uninsured motorist fee provides minimal insurance coverage in the event of a crash.

The statement that the uninsured motorist fee provides minimal insurance coverage in the event of a crash is false. In fact, the uninsured motorist coverage is designed to protect you in situations where you are involved in an accident with a driver who does not have insurance or in cases of hit-and-run accidents. This coverage typically includes protections for bodily injury and may also extend to property damage, depending on the specifics of your policy. It is meant to ensure that you have access to financial support for medical expenses and other damages that arise due to the at-fault party's lack of insurance. Therefore, the characterization of this fee as providing "minimal" coverage does not accurately represent its purpose and protections under Virginia law.