A vehicle that catches on fire is covered by which type of insurance?

Comprehensive insurance is the correct choice because it covers a wide range of damages to your vehicle that are not the result of a collision. This includes fire, theft, vandalism, and natural disasters. When a vehicle catches on fire, the damage is typically due to factors outside of your control, such as an engine malfunction or an accident involving flammable materials. Comprehensive insurance is designed to protect against these types of unforeseen events.

Liability insurance, on the other hand, only covers damages you may cause to another person's vehicle or property, and it does not cover your own vehicle if it catches fire. Collision insurance specifically covers damage to your own vehicle resulting from an accident with another vehicle or object, rather than environmental or accidental causes like fire. Health insurance is also unrelated, as it pertains to medical expenses rather than vehicle damage. Thus, comprehensive insurance is essential for scenarios like a fire incident, offering the necessary coverage for such incidents.