A $100 deductible means you are responsible for paying how much toward repairs?

A $100 deductible indicates that you are responsible for paying the first $100 of any repair costs before your insurance coverage kicks in. This means that, in the event of a claim, you will need to cover the initial $100 yourself. Once that amount is paid, the insurance company will cover the additional costs associated with the repairs, assuming they are within the terms of your policy.

This principle of deductibles is designed to encourage responsible behavior among policyholders, as they share a portion of the financial responsibility for their claims. The deductible amount is subtracted from the total repair costs, which is why the correct response is that you are responsible for paying the first $100 in expenses.